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in Baltimore and Surrounding Areas

Having Foreclosure Troubles?


Are You Facing Foreclosure? We Offer Cash For Houses

If you have an adjustable rate mortgage, has it gone up to a rate you can’t afford? Did you lose your job and now you cannot afford a mortgage? For whatever reason, are you facing foreclosure and live in Anne Arundel County, Baltimore, or the surrounding areas?

If so, The Legacy Investment Group can help. We offer cash for houses and can make selling your house quick and efficient. If you’re not sure what a foreclosure is, keep reading to learn all about the process. If you want to learn more about us and how we can help, get in touch with our team today.

What Is a Foreclosure?

After a homeowner has failed to keep up with mortgage payments, foreclosure is the process of the bank trying to reclaim the property. The house will often go to auction and if it’s not sold, the house will become the property of the lender.

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Types of Foreclosure

There are two types: judicial and non-judicial.


In this case, the process is handled by the court system. The homeowner will receive a civil lawsuit and a notice of pendency is performed. A notice of pendency makes it impossible for the property to be sold or for someone to get a mortgage on it. The lender will then make a decision on whether the house will go into foreclosure and the court can either agree or disagree. This process can take between four and eight months.



With a non-judicial foreclosure, a deed of trust is given to a third party. They will hold the deed as security until the mortgage can be brought up to date. At this point, the process of foreclosure can begin. In this case, a Notice of Default is given to the homeowner and they are given a certain amount of time before they have to repay the debt. This process can take up to a year to complete.

Can You Avoid Foreclosure?

To prevent a foreclosure, it is best to work directly with your lender. Be sure to work only with your lender or a counseling agency and be wary of trusting other services. Your lender may be able to agree on lower mortgage payments or refinancing the mortgage in order to make payments easier. You should also look at your budget to find areas where you can minimize expenses.

Can the Government Help?

There are several programs that are available through the government. One program is through the U.S. Department of Housing and Urban Development which helps homeowners avoid foreclosure. Others include Making Home Affordable Program and Federal Deposit Insurance Corporation.

If you want to get out of your financial situation fast, get in touch with The Legacy Investment Group. We make cash offers for houses in the Baltimore area and make it easy for you to sell your house so you can move on without having to pay expensive realtor fees or worry about losing your home to the bank.

Stopping Foreclosure

If you want to stay in your current Baltimore home, you have several foreclosure options, but the best thing you can do is contact your lender as soon as possible. You may be able to get a loan modification, establish a new repayment plan, go into forbearance, or refinance the loan. We understand that you may have personal attachments to your home, and most of all we want you to be comfortable and happy.

If staying in your home isn’t an option and you want to sell your house fast, the team at Legacy Investment Group has the resources to help. We are an investment company and we make cash offers for houses to help homeowners get out of their financial difficulties. When you work with us, you can get cash for your house in as little as a couple of days! Because we aren’t a real estate company, there are no commissions and no hidden fees. All you have to do is call us.

Facing foreclosure is overwhelming, but it doesn’t have to be.

Contact us today to learn more.

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